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\hich\af0\dbch\af31505\loch\f0 year
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\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1 \hich\af0\dbch\af31505\loch\f0 1.\tab}}\pard \ltrpar\s15\ql \fi-360\li1182\ri106\nowidctlpar\tx1182\wrapdefault\nocwrap\nooverflow\faauto\ls2\ilvl2\rin106\lin1182\itap0 {
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\i\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 and}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd0\expndtw-4\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd0\expndtw-2\insrsid12408726 
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\hich\af0\dbch\af31505\loch\f0 costs}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd0\expndtw-3\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 you }{\rtlch\fcs1 
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\hich\af0\dbch\af31505\loch\f0 Direct}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 costs}{
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\expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 tuition,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd13\expndtw69\insrsid12408726 
\hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12408726 \hich\af0\dbch\af31505\loch\f0 room}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd-1\expndtw-5\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
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\expnd0\expndtw-3\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 fees.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd10\expndtw54\insrsid12408726 
\hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 Indirect }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 costs}{
\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\expnd-1\expndtw-5\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 include}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12408726 \hich\af0\dbch\af31505\loch\f0 books,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-4\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{
\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 supplies,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-3\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 loan}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd12\expndtw61\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 
\hich\af0\dbch\af31505\loch\f0 fees,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-4\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 transportation,}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-3\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 and}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 housing/food}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-3\insrsid12408726 
\hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 allowance.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd10\expndtw54\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 
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\par }\pard \ltrpar\s15\ql \li0\ri0\nowidctlpar\wrapdefault\nocwrap\nooverflow\faauto\rin0\lin0\itap0 {\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12408726 
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\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd-2\expndtw-10\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd-1\expndtw-9\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 o}{\rtlch\fcs1 \af0 \ltrch\fcs0 
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\expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 to}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-3\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \insrsid12408726 \hich\af0\dbch\af31505\loch\f0 borrow}{
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\ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 loan,}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-3\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 
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\ltrch\fcs0 \expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 must}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-2\insrsid12408726 
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\hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-1\insrsid12408726 \hich\af0\dbch\af31505\loch\f0 loan}{\rtlch\fcs1 \af0 \ltrch\fcs0 \expnd0\expndtw-2\insrsid12408726 \hich\af0\dbch\af31505\loch\f0  }{\rtlch\fcs1 \af0 
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